- Monte Carlo trials per report
- 750
- Year-by-year projections
- Age 100+
- Sensitivity grid in every report
- 9-cell
- Report included with every plan
- Savings and household income
- Spending and target retirement age
- Social Security assumptions
- Inflation and investment return expectations
No ongoing subscription. No advisor relationship required. Just a fast digital starting point.
Everything in your report
Your future is a range, not a single number.
Good planning is less about predicting the market and more about seeing which assumptions carry the most weight. Every RetireWiseAI report shows the full range — not just the headline.
Baseline projection
Year-by-year balances to your horizon — spending, growth, and withdrawals laid out age by age.
Monte Carlo success rate
750 simulated markets behind one headline number: the share of futures where your money lasts.
Balance-over-time chart
The median path with a shaded 10th–90th percentile band, so the range is visible at a glance.
Social Security effect
What claiming your benefit adds compared with a no-benefit run — in ending balance and years of funding.
Sensitivity grid
Retire two years earlier or later, spend 10% less or more — nine cells show how the runway moves.
Annual table & PDF
Every modeled year itemized in a full annual table, and the whole report downloadable as a PDF.
How it works
From what-if to next step.
A self-service process designed for an honest starting point — not a false sense of certainty.
Share your picture
Enter the savings, income, spending, timing, and assumptions that shape your plan.
Explore the range
Review an easy-to-read report showing how different conditions may affect your horizon.
Decide what to ask next
Use the findings to guide your own research or a conversation with a professional.
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Tools
Start anywhere.
A quick public projection, the calculator guide, or a saved side-by-side comparison — each one feeds the same report.
Free baseline projection
No account needed. Enter a balance and a withdrawal and see the runway in minutes.
Retirement calculator guide
What to bring, how the estimate works, and how to read the numbers it gives you.
Scenario comparison
Put two futures side by side and compare funding duration. Free with account.
A clearer place to begin
Start with the horizon you can see today.
Tell us a little about what you want to understand, and we’ll help you find the right starting point for a RetireWiseAI estimate.
RetireWiseAI provides educational estimates based on the information and assumptions you provide. It is not personalized investment, tax, or legal advice. Consider consulting qualified professionals before making financial decisions.